The 20th Banking Technology Awards winners have been announced

The twentieth annual Banking Technology Awards took place on 5 December 2019 at the London Marriott Grosvenor Square.

It was hosted by the hilarious Rich Hall and was a brilliant celebration of excellence and innovation in the banking industry and people who make it happen!

Thank you to our headline sponsor:	Thank you to our sponsors:

Below are the winners and highly commended in each category.

Best Open Banking Solution Provider – in partnership with Ovum

Winner: SunTec – SunTec Xelerate for Open Banking
Highly Commended: Worldline – WL Digital Banking Platform
Highly Commended: Nuapay a Sentenial Company – Open Banking Alternative Payment Mechanism (APM)

Best Core Banking Solution Provider – in partnership with Ovum

Winner: DPR – Core Banking Platform

Most Innovative Banking Technology Provider – in partnership with Ovum

Winner: nCino – nCino Bank Operating System
Highly Commended: Fiserv & Dovetail Systems Limited – Leading the Payments Evolution with Powerful Next-Generation Payments Solutions that Deliver Differentiated Value
Highly Commended: ACI Worldwide – UP Real-Time Payments solution

Best Digital Initiative

Winner: Morgan Stanley – Morgan Stanley’s Digital Artifacts (MS-DA)
Highly Commended: AGTB & Publicis Sapient – How AGTB Revolutionized Trade Banking to Bridge the Trade Finance Gap
Highly Commended: Credit Suisse (Schweiz) AG – Front-to-Back (F2B)-Digitalization
Highly Commended: New Day – NewDay Digital Platform

Best Fraud Protection Solution

Winner: J.P. Morgan Chase – Total Authentication and Risk Assessment (TARA)
Highly Commended: Swift – Payment Controls
Highly Commended: Vocalink – Financial Crime Solutions

Best Use of IT in Corporate Banking

Winner: Sberbank – FinTech API, Building an Ecosystem for Corporate Clients
Highly Commended: ABSA – Mobile Disbursements Engine and Switching Gateway

Best Use of IT in Private Banking/Wealth Management

Winner: Avanza & GigaSpaces – NextGenTrading Platform
Highly Commended: ABN AMRO & Temenos – Temenos’ State-Of-The-Art Digital Platform for ABN AMRO’s Private and Corporate Banking Business
Highly Commended: Tinkoff – Tinkoff Investments Premium

Best Use of IT in Retail Banking

Winner: ThinkMoney & OutSystems – Digital Transformation Programme
Highly Commended: Banco BPI – BPI Mobile Interactions and SignNow
Highly Commended: Cathay United Bank – Operating Model Master

Best Use of IT for Lending

Winner: Divido – Global white label lending platform for point-of-sale finance
Highly Commended: Bank Rakyat Indonesia & Infosys Finacle – BRI Pinang, Driving greater financial inclusion in Indonesia by launching the first digital only lending app
Highly Commended: Banking Circle – Banking Circle Lending

Best Fintech Partnership

Winner: ezbob & The Royal Bank of Scotland – Transform SME lending
Highly Commended: Ixaris & Banking Circle – Ixaris Payments’ technology and Banking Circle Virtual IBAN
Highly Commended: Zagrebačka banka d. d. & Hrvatski Telekom d.d. – Telekom Banking
Highly Commended: Israel Discount Bank & nsKnox – Turning the bank’s IT assets into a business line, through nxKnox’s Cooperative Cyber Security technology

Best Use of RegTech

Winner: Rabobank & Signicat – Rabo eBusiness
Highly Commended: Deutsche Bank – dbCOMET
Highly Commended: J.P. Morgan – TradeVault

Best Use of IT in Treasury and Capital Markets

Winner: Morgan Stanley – Modern Platform, Generic Rules Engine (GRE) Frameworks
Highly Commended: J.P. Morgan Asset Management – ETF Capital Markets – Market Monitor

Best Use of AI

Winner: Bank of America – Enterprise Data Indexing Engine (EDIE)
Highly Commended: Kasisto – KAI
Highly Commended: Morgan Stanley – Morgan Stanley’s Code 360: A Code Analytics Platform
Highly Commended: Tinkoff – Supercomputer Kolmogorov and Tinkoff Voicekit

Best Use of Biometrics

Winner: Mastercard – Connected Intelligence
Highly Commended: Alfa-Bank Belarus – Videoselfie loan

Best Use of Cloud

Winner: Leaseplan – Project DeLorean
Highly Commended: ABSA – Mobile Disbursements Engine and Switching Gateway

Best Tech Overhaul Project

Winner: J.P. Morgan Chase – Legacy Technology Decommission, U.S. Private Bank Client Facing Teams
Highly Commended: Barclays – Project V2R
Highly Commended: LeasePlan Bank – Project DeLorean
Highly Commended: Somo Global – Siemens Financial Services: MySFS

Best Use of Data

Winner: Zaloni – The Zaloni Data Platform
Highly Commended: Morgan Stanley – Dragonfly: Advanced Latency and Performance Monitor
Highly Commended: Banco BPI – BPI GO Now – shaping the future

Best Use of Emerging or Innovative Technology

Winner: HSBC – Voltron
Highly Commended: CTBC Bank – Shaman, Business Payment Service on Blockchain
Highly Commended: Israel Discount Bank – Enhanced Voice-Based Payment & Banking Services
Highly Commended: Infosys Finacle & Royal Bank of Scotland – Royal Bank of Scotland digitizes its KYC process using blockchain

Best Mobile Initiative

Winner: Jibun Bank Corporation – Smartphone Debit Card
Highly Commended: Caixa Geral de Depósitos – Caixadirecta App
Highly Commended: Alfa-Bank Belarus – InSync Now: storytelling micro media inside mobile bank
Highly Commended: United Overseas Bank – TMRW by UOB

Top Digital Innovation

Winner: Sberbank – Bank of Business Partners
Highly Commended: Sberbank – Sberbank Online Post Card
Highly Commended: VakıfBank – Mobile Field Sales Application (MFS)

FinTech for Good – in partnership with Comms for Good

Winner: BMO – BMO Give&Go

Tech Team of the Year

Winner: Lloyds Banking Group – Group Transformation Capability Team
Highly Commended: BPI – Digital Banking
Highly Commended: Barclays Bank UK – Mainframe Resilience

Tech Leadership Award – presented by JCB Global Bank

Winner: Melanie Dorn from Morgan Stanley
Highly Commended: Nicole Sandler from Barclays
Highly Commended: Klaus Thorup from ClearScore

Rising Tech Star

Winner: Robert Claridge from Lloyds Banking Group
Highly Commended: Ranjitha Krishna Reddy from Morgan Stanley 
Highly Commended: Olga Filipenko from Alfa Bank 
Highly Commended: Cara Wright from J.P. Morgan

Woman in Technology (W.I.T.) – in partnership with FemTechGlobal

Winner: Ebele Kemery from J.P. Morgan Chase
Highly Commended: Lee Ann Lancaster from Mama Money
Highly Commended: Samina Rizwan from United Bank Ltd. Pakistan
Highly Commended: Simonne LeBlanc from Ethoca

FinTech Futures Editors Choice Award

Winner: Mambu & Nordiska for lendtech overhaul

Thank you to everyone who submitted a nomination this year and everybody who attended the awards ceremony. We look forward to seeing you again next year to celebrate the achievements of the first year in a new decade.