Citizens Bank app bombarded with bad reviews as tech update goes awry
Citizens Bank has been bombarded with one and two-star reviews for its Android mobile banking application after a technology update caused issues for customers.
At the time of writing, the Google Play page for the app has received more than 150 one-star reviews in September alone.
Reviews for the app state a range of issues. Many users are unable to send payments between accounts, while other have issues with logging into the app.
One user complains that they had to redownload the application multiple times to achieve a single log in.
Others cite the app opening and closing “randomly”, receiving service unavailable notices, and it logging them out randomly.
The issues appear to affect only the Android version of the Citizens Bank app.
Where did the problems start?
In July 2020 Citizens Bank rolled out a new version of its mobile banking application. Customers liked the old version of the app; it averaged a rating of 4.3 stars.
A workhorse in service since 2003, the old app ran on a legacy platform. Citizens Bank wanted a new app with a better customer experience.
Backbase powers Citizens Bank’s mobile and online banking. Citizens Bank tapped the vendor to provide its digital services back in 2019.
Under the codename “Project Mercury” – revealed by a user in one of the ratings – Citizens worked with Backbase to revamp the app.
Citizens Bank executive vice president and head of digital Lamont Young told an audience at a Backbase conference that the goal was to build “something to make you smile”.
Its project was not a simple one. Citizens had 30 user experience and visual designers working on the bank’s digital services in 2019.
Following the mobile rollout, users began to complain about being unable to access simple services like money management.
New features like biometric identification appear to have errors or problems. Some are unable to view balances, some have their payment history wiped from the app’s records.
A controlled plan
“As with any time that a new app is deployed to an existing customer base, some customers are reacting to both changes to the user interface as well as functional changes,” a Citizens Bank spokesperson tells FinTech Futures.
“We have a controlled roll-out plan that allows us to quickly react to customer feedback and our technology and experience teams work daily to improve the overall experience.”
According to the spokesperson, the bank has a “variety of ways beyond app store rating” to get feedback from customers.
“We are excited to bring this new app to our customer base and look forward to continuing to serve them seamlessly and reliably through their channel of choice.”
Backbase did not respond to a request for comment.
The Citizens Bank revamp
The issues appear to have stemmed from a disconnect between Citizens’ legacy technology and the new digital systems.
Citizens Bank uses FIS’s Systematics core banking system, acquired by FIS in 2003 back when it was still known as Fidelity National Financial. The bank started a modernisation programme involving the platform in 2016.
The bank’s chief financial officer John Woods noted in a July 2019 earnings call that it had earmarked more than $50 million towards its digital reboot.
He added Citizens’ focus in 2020 and 2021 is “expanding digital strategies across the company to reach more customers”.
He said that the bank would “reinvent the payment experience at the point-of-sale (POS)” and launch “new digital offerings for commercial customers”.
Citizens Bank has around five million customers. It’s the 13th largest lender in the US with more than $179.9 billion in total assets.
The new Citizens bank, for the lack of a more ster term, sucks ! It has all the problems mentioned in the above article, and then some….! Absolutely horrific.!
I hated it too i have to used my laptop instead of the phone
The new Citizens Bank mobile app is horrible. It used to be so easy to use, now I’m considering switching banks.
Citizens bank new app sucks. Couldn’t transfer money to my accounts. Had a hard time trying to log in. Please go back to the one you had before.
I used to work there in Digital and it was just a small handful of design people working on it, not 30. The design people to me were smart and always pushing to do things right but the managers always got in the way (executives, development management, even their own design management). And Backbase was a complete nightmare to work with both on the back end and UI and should have never been chosen. The people at the bottom did their best but the people at the top are just completely clueless. And the funny thing is they will face no consequences for it. Probably will all get bonuses.
The spokesperson is BSing. We have no concrete plan to fix these issues. Management is running around like chickens with their heads cut off. People have been quitting left and right for months. Source: I work here.
I DON’T EVEN KNOW WHAT THE new app looks like because I CAN’T LOG IN!! FIX THIS!!!
It’s my old adage….. Drag the chairman off his yacht for a day, and MAKE him log in using the app via Android, and give it marks out of 10, and it would soon be fixed. PS the muppet who signed the ‘update’ off for release would be escorted back to the chairman’s yacht to walk the plank.
I needed to activate my new Citibank Platinum card which I have had for 15years+, I am the secondary holder of the card. Never had a problem before activating the card over the phone. This time i downloaded the app as per instructions and needless to say it didn’t work. Rang Citibank and was told I have to send a registered letter with personal information such as phone no., email address, my Medicare card and drivers licence/passport in it. After a long discussion and 40 wasted minutes on the phone the manager whom I asked to speak to activated my card but I will still have this problem in another 3 years time if I don’t send in the information.
Am still furious!
I am a business owner of multiple corporations and have had over a 40-year relationship with Citizens Bank. We do millions of dollars in transactions on an annual basis. Not only has their business banking relationships grown to be completely substandard over the last few years, but the new app, that makes it nearly impossible to manage our various accounts and finances, will be the reason that I take my business elsewhere after a 40-year relationship.
The new app really stinks.
No widget to check balance.
And no 2FA.I guess it is time to change banks. They do not care about us.
Bye Citizens.
Yes, I agree with the comments people are making about the new App ! It ABSOLUTELY STINKS….and those are my ” nice words”!! It was so easy and user friendly before, why do you change things when they were going along so well ???? Why ???? I dread logging in to my account now, it’s terrible, awful, unpleasant, and basically a pain in the rump !
App worked great on my android phones until the new update. The only way to access my accounts are through a browser. FIX IT please
I have to tell you techs you made a huge mistake making this new app. It does not work. It runs super slow .It takes hours to get in and when you do you cannot complete what you where doing. I cannot complete paying my bills. The screen keeps freezing. The old app was more efficient. You could enter things in add things in and delete things in with no issues. What Happened?? You have to revise this so-called new app it is Bogus. Remember it is us not you who has to enter are money problems on this app. You really messed it up!! I actually have to go on the website to get something accomplished having to pay my bills. I have been considering going to another bank because of this major catastrophy.. Please Check Into This Apps Problem. Or get a new app that works. cynmo/[email protected] .
Have not had Android online banking for over a year.
Today I had to turn back on paper statements after not being able to download statements!
NEED A NEW BANK
Our Company has attempted to get signed in to this App. The app could not identify us as a Company. I called the local bank ant talked to the person in charge of our application. We then followed the directions on an email sent to us. Put in all ID and temp password and it came up as error in login attempt. This went on for a week, called the person in charge at the bank with new applications for online banking. Confirmed and reconfirm ID and temp password. login still won’t accept the confirmed information, Called Tech Support, gave all the correct information. He was not able to find our Company Acct. he said “Are you sure you’re a Citizen Bank Customer’? This has been the worst banking app I have ever attempted to make work. My next step will be to have Tech Support call our local Citizen Bank and actually talk to the person that is in charge of our application. We’ll see what happens then. This makes me very uncomfortable with using the online mobile App. I do hope the Company is reading these reviews. Sounds like the old App was well received. Don’t try to fix something if it isn’t broke. Bring the old on back!1