Through a Gen Z lens
Ruby Hinchliffe writes a monthly column sharing her views on the industry as a Gen Z.
Ruby is FinTech Futures‘ reporter covering all things financial technology. She brings our audience news on the latest fintech funding rounds, regulatory changes and unique cross-sector partnerships, as well as interviewing brand-new fintech start-ups on how they’re looking to disrupt the banking space. She also regularly reports from the industry’s most prominent conferences.
You can connect with Ruby on LinkedIn and follow her on Twitter @rubyhinchliffe.
Navigating a cyber-normal world
We live in a world where simply clicking on a link means ‘game over’.
The role of the ego in M&A
M&A can often be reduced to egos.
Why do women still think they need to be palatable?
Lack of attention to certain stories inflicts grave damage on how marginalised people tell theirs.
Fintech trends watch 2021: checkouts, wealthtech and SCA
Our resident Gen Z’er, Ruby Hinchliffe, shares her three predictions for 2021.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
The social-savvy wave of entrepreneurs
They will push traditional banks to pivot their offerings once again.
Open banking: where you at?
There is still more to do, a lot more, and it heavily relies on banks’ cooperation.
Coronavirus exposes gaps in innovation
The pandemic has given fintechs a time to shine.
Where do Gen Zs draw the line on data?
Gen Zs draw the line on data according to convenience and the 'fear of being left out'.
Will Asia’s Big Tech European expansion stick?
Asia's mega funding rounds make Europe's look like child play.
Til a mortgage do us part
Is three months of bank statements really enough to determine whether someone can afford a mortgage?
The capitalist eco-warrior
Should companies have a purpose beyond profit?
We don’t forgive easily
If we feel betrayed, we rarely go back or give you a second chance.
Educating the masses
The age for financial literacy is getting younger and younger.
A radical logical conclusion
If you want to be rescued by the government, then you need to be operating as a public service utility.
Dopamine, BNPL and subprime lending
How can BNPL be structured to serve consumers better and help them be more responsible?
FinTech Futures Jobs: When to say no at work, and how to do it
Explore thousands of open roles on the FinTech Futures Job Board today.
How digital payments are changing the world
In both sociological and economic terms, the rapid switch to digital payments is fascinating.
Memo to self
Having choices is of no value whatsoever unless you make choices.
The future of work is a story of data and empathy
The future is not about using technology to displace humans, but leveraging technology to be more human.
Innovation through BaaS and embedded finance
FinTech Futures speaks with Temenos’ Kanika Hope about the impact of BaaS on financial services.
Ironing out the kinks: how DeFi can help close the $2tn trade finance gap
Blockchain “allows for secure, transparent and traceable financing for SMEs,” Voy Finance CEO Lee Tarone explains.
Open banking: why the time is now for UK banks to act
Banks should direct their attention towards legacy systems to optimise the return on their fintech investments.
Banking super-apps, marketplaces, ecosystems and platforms
You should always have a clear understanding of exactly what you’re building before you get started.
