Innovations – moonshot thinking and the art of walking the Earth
In wealth management, innovations need challengers, ambitious goals… and patience.
Industry Comment
Banking for good
As the new kids on the fintech block start to mature, I do hope they support the broader community.
Say it to my face
It’s impossible to give feedback that isn’t evaluative; and equally hard to give feedback that isn’t prescriptive.
AI will explain it to you
Explainable AI removes removes the last barrier in entrusting transaction monitoring to algorithms.
Savings: the new battleground between challenger and incumbent banks
Reputation is taking a backseat when it comes to choosing where savers keep their money.
How can banks regain consumer trust?
Twelve years later and we’re now in the midst of another global crisis.
How to improve CX without sacrificing security
Finserv is an area where many are turning to customer identity and access management (CIAM).
How the pandemic reshaped an international project launch
Lessons in adaptability – how to manage a project in an innovation lab amid COVID-19.
Navigating the new normal – how to redefine KYB and enhance the SME experience
The “one size fits all” approach to compliant onboarding is simply no longer relevant.
Halfway hall
It’s time to focus. If nothing else, think how fast the last few years have flown by.
AI rewrites 21st century debt collection practices
It’s likely that AI will find a range of uses in the debt collection sector.
Building out a payments hub with Infosys Finacle
Peter Ryan, senior product manager at Infosys Finacle, speaks to FinTech Futures about payments.
The growth springboard for your bank
Coforge and Profinch execs share their thoughts on Oracle Flexcube.
Digital banking platforms – the new core
Banks that want to own their distribution should also have a strategy for DBP in place.
Opportunity costs for cynics
The only new opportunity COVID gives us is to be honest about the opportunities we missed.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
If consumers welcome new payment options, why are they slow to adopt them?
The world of payments continues to evolve, but are consumers evolving with it?
Rebooting savings during the COVID-19 crisis
How then should we think about structuring our savings plan for success?
The question of building backdoors into encryption
The battle between tech companies and authorities.
How fintechs profit from human potential
The education industry is keeping pace with offering ever more options for postgraduate education.
Neobanks may have lost their shine, but the fintech revolution is far from over
Now, a few years on from what seemed like an unstoppable rise, things aren’t quite so rosy.
Let them eat cake
The pay-off in building a bank for the future vs the short-term gains of playing it safe is worth every single bite.
The pursuit for equality
I decided I wanted to play a part in empowering women and other underrepresented individuals.
Why COVID-19 could spur the next phase of bank branch evolution
This shift in the function of bank branches has been underway for decades.
Breaking down banks
Any one of these layers may have its own technical architecture or even be a separate business.
You are not everybody
With remote working, productivity may be up. But what about creativity and serendipity?
Breaking down borders for marketplace payments
CEO of Banking Circle explains rationale behind award-winning Banking Circle Marketplaces solution.
Deepfakes in finance: a threat to be wary of?
Fraudsters are turning to synthetic identities to open new accounts.
Capital requirements can impede innovation, says panel
One member of the panel thinks the FCA should look into its capital requirements.
A banker goes a-banking, volume 7: why can’t we be friends?
What 15 years of digitisation & modernisation have gotten us from the consumer’s point of view? It’s not looking great.
How banks can be supported to achieve full open banking adoption
Choosing a partner to move forward with can be difficult.
Stability of financial institutions during and beyond COVID-19
How should banks provide consumers with what they need and can afford?
Restrictive covenants during COVID-19: are they enforceable?
Can you enforce such clauses in a post-pandemic world – and should you?
Effectively combating fraud while staying user-friendly
The current cyber threat landscape, authentication methods and how the industry continues to fight back.
Supporting a changing workforce: real-time payments and the gig economy
Instant access by gig workers to their pay will create a healthier and more sustainable gig economy in the long-term.
Game over, insert coin
We are trying to pay lip service to wholesale dramatic change but get away with cosmetic modifications.
COVID-19: Hard road ahead for insurtech companies
The global head of Willis Towers Watson Reinsurance Tech anticipates a rocky road ahead for insurtech.
Unlocking the benefits of unstructured data in banking
Key areas that the sector is failing to tap into with ML and AI.
Future economic relief should care for more families
Deserving families have continued to be unfairly excluded from government relief throughout the COVID-19 crisis.
The end of apps
Is it time that we jumped from the app bandwagon?
