What’s the customer benefit of fintech?
For me, the level of funding going into a market is not a good measure of success.
AskHomey
Is there a future for credit unions and building societies?
With the finite resources of a small bank, credit union or building society, the future could be daunting.
The future of banks is not banking…
Defining the future of banks is much more complex now than it has ever been.
If you build it, the money will come
The BaaS companies that will succeed will be those with a strong growth strategy.
Watch out for the core crash
There is more turmoil to come in the core banking space.
Why change your core?
If you treat core transformation like a standard large project, your chances of success are slim.
Winners and losers for 2023
Let’s kick the year off with a look at where the winners and losers will come from over 2023.
Banking’s Christmas gift…
A fictitious story about the birth of a new neobank at Christmas.
Do banks really need a new core?
What are the main reasons or drivers for changing your core? I can think of a few.
Federated banking
Federated technology could offer banks a number of benefits and play a huge role in their internal transformation.
Is core banking easy?
It’s now much more possible for banks to create innovative new products.
Sibos 2022: Are banks progressive about product?
I believe it’s been almost 30 years since banks truly innovated on products for retail customers.
Does a composable banking future spell the end for programmers?
As industries merge, the need to mix and match software continues to grow.
Making composable banking work
Firms need to adopt a new way of working to enjoy the full benefits of composable banking.
Composing the future of banks
Flexibility, agility and innovation are core competencies that will keep banks competitive through the next decade.
Composable banking beyond the core
Composable banking allows FIs to simplify a perennial tech challenge: systems integration.
Can you compose your bank?
Composable banking – one of the most exciting and promising developments for core banking.
What is core banking?
The market for core banking software is not “a winner takes all” opportunity.
Programmable banking
We are fast approaching the time finally being right for programmable banking.
The case for building core banking
Should larger banks be looking to write their own core? I’m not so sure.
The evolution of core banking: build or buy?
There’s recently been a big rise in the number of players vying to be the core banking provider of choice for banks.
Banking for net-zero homes
Banks can make a significant difference to the planet, to their customers, and ultimately to their bottom line.
Banking for the good times and the bad
Banks should be proactive in helping us manage our money better in the good times and the bad.
Banking on spreadsheets
Banks and fintechs need to step up their game to serve customers better when it comes to money management.
Banking’s digital transformation journey
It’s easy to forget that banks have been through some huge transformations in relatively short windows of time.
Banking on the metaverse
Having a presence in the metaverse seems inevitable, and the best time to understand the possibilities is now.
Six reasons why landlords should re-evaluate their choice of bank
Banks should be in a strong position to support landlords, but unfortunately, this is rarely the case.
The heat is on for banks to cool the planet
Banking has a bigger role to play in climate change than many of us realise.
Open banking’s failure
The impact of open banking is on the scale of the industrial revolution. It just needs time to fully play out.
Banking for mental health
For traditional banks, there is clearly more that can be done to help those suffering from mental health issues.
Sibos 2021: Banking beyond Covid-19
Covid has changed the world, and now we have to pick up the pieces and deal with the aftermath.
What’s the meta with banking?
With the concept of metaverses gaining traction this year, what opportunities are there for banks?
Back to the future for banks
Now is the best time for banks to plan and explore the future before the wave of change hits.
Your financial digital twin
What if you had a digital twin that could manage your money faster and better than you?
The birth of personal banking assistants
Banks should aim to utilise more data to become a personal banking assistant for your money/wealth.
Is data the new currency for banks?
Banks have huge amounts of customer data, but do they have enough?
Open banking myths
We are still at the start of the journey with open banking and have yet to see its full potential.
Who’s banking on APIs?
How proactive have UK banks been with their API strategy?
Data’s open road…
Has open banking delivered on its promise of driving innovation and competition?
Experience-driven banking: experience owners
Experience owners seek to fulfil end-to-end customer journeys for their niche segment.
