A radical logical conclusion
If you want to be rescued by the government, then you need to be operating as a public service utility.
Analysis
Analysis, industry commentary, interviews and other useful features discussing the fintech industry's most topical issues.
Dopamine, BNPL and subprime lending
How can BNPL be structured to serve consumers better and help them be more responsible?
FinTech Futures Jobs: When to say no at work, and how to do it
Explore thousands of open roles on the FinTech Futures Job Board today.
How digital payments are changing the world
In both sociological and economic terms, the rapid switch to digital payments is fascinating.
Memo to self
Having choices is of no value whatsoever unless you make choices.
The future of work is a story of data and empathy
The future is not about using technology to displace humans, but leveraging technology to be more human.
Innovation through BaaS and embedded finance
FinTech Futures speaks with Temenos’ Kanika Hope about the impact of BaaS on financial services.
Ironing out the kinks: how DeFi can help close the $2tn trade finance gap
Blockchain “allows for secure, transparent and traceable financing for SMEs,” Voy Finance CEO Lee Tarone explains.
Open banking: why the time is now for UK banks to act
Banks should direct their attention towards legacy systems to optimise the return on their fintech investments.
Banking super-apps, marketplaces, ecosystems and platforms
You should always have a clear understanding of exactly what you’re building before you get started.
HPS CEO Abdeslam Alaoui Smaili on innovation in the payments industry
FinTech Futures chats with HPS CEO Abdeslam Alaoui Smaili at WeMeeting 2023 in Marrakesh, Morocco.
How long is a week?
A week is exactly as long as your own goodwill towards your colleagues and theirs back to you.
FinTech Futures Jobs: How to approach a data engineering interview differently
Explore thousands of open roles on the FinTech Futures Job Board today.
The dinosaur café – the impact of a toxic culture on digital transformation
A toxic culture can have a long (dinosaur) tail of hidden costs for any transformation.
Curate and compile: the future of AI-driven fintech experiences
A new generation of generative fintechs is coming, and finally, the banking sector will be truly transformed.
When you take my sunshine away
The world is divided into radiators and drains. Don’t let the drains hollow you out.
The future is FedNow: how the new RTP service is aiming to future-proof US payments
FedNow has the potential to drive innovation, broaden financial inclusion and improve cash flow.
What’s the customer benefit of fintech?
For me, the level of funding going into a market is not a good measure of success.
19th century advice for 21st century problems
You don’t get a medal for deciding to transform your bank. If you get it right, you get to survive.
FinTech Futures Jobs: Five of the best fintech career paths, and what you can earn
Explore thousands of open roles on the FinTech Futures Job Board today.
Hollywood ending
Hollywood’s happy endings are so pleasant. But they are neither guaranteed nor always the end.
FinTech Futures Jobs: Demand for tech workers is strong, putting employees in the driving seat
Explore thousands of open roles on the Fintech Futures Job Board today.
Is there a future for credit unions and building societies?
With the finite resources of a small bank, credit union or building society, the future could be daunting.
Between us girls
Diversity is not a concession. Be mindful of your language and your actions.
A tale of two worlds
We have a responsibility as an industry to do more to improve financial security and create a more equal society.
State of play: European fintech
The recent FinovateEurope conference featured a number of key discussions on the European financial services sector.
FinTech Futures Jobs: Four ways ChatGPT can help get you a fintech job
Explore thousands of open roles on the Fintech Futures Job Board today.
Doconomy and Dreams
Two Swedish firms recently joined forces to help shape the future of climate action.
The thing behind the thing
For every ‘can’t’ that’s thrown at you, there is a plumbing gap somewhere in the organisation that needs fixing.
CBDCs – miracle money or new world order?
CBDCs promise much, but their cost when it comes to privacy could be dear.
Metro Bank uses acquisition as a strategy to speed up innovation
A closer look at how Metro Bank has adapted its approach to innovation.
Digital transformations: the most efficient path is not doing everything, everywhere, all at once
The idea that we should do one thing at a time is seemingly counterintuitive, but it is the best way forward.
The future of banks is not banking…
Defining the future of banks is much more complex now than it has ever been.
The learning process, manifest
What happens when a learning opportunity shows itself when you are not in learning mode?
How fintech can reshape global trade and the supply chain
Fintech innovations combined with 5G advancements could completely transform the way we conduct trade.
FinTech Futures Jobs: Did you know learning Python is a great idea for your fintech career?
Explore thousands of open roles on the Fintech Futures Job Board today.
Loyalty matters… enter embedded banking
Many big brands are now looking at embedded banking as a way to boost customer loyalty.
A day at the circus
The last few years have shown us that the arrogant, ‘I will take over the world’ founder… didn’t.
Take the wheel: the future of payments in driverless cars
Customers’ desire for frictionless and convenient payments will drive innovation in the in-car paytech space.
How to collect your outstanding debt in a few steps
Avoid incremental bad debts by adopting few recommendations that will bring quick wins and improvement in your collection’s activities.
