Dopamine, BNPL and subprime lending
How can BNPL be structured to serve consumers better and help them be more responsible?
Industry commentary by experts on the industry's most topical issues.
How can BNPL be structured to serve consumers better and help them be more responsible?
Fintech innovations combined with 5G advancements could completely transform the way we conduct trade.
True banking transformation starts with the customer, not the technology.
As more women move into sustainable roles, the green economy can grow along with female representation.
Ten executives from top firms, including Wells Fargo, Microsoft, TransUnion, and RBC, share their expert views.
Neobanks as a sector are now approaching their teenage years and quickly maturing.
To establish interoperability in global payments, a balance must be struck between collaboration and competition.
Today, regulators are very focused on promoting competition and alternatives to card payments.
The last year has demonstrated that the crypto market is in immediate need of significant regulatory oversight.
While we may be facing much ambiguity in 2023, there has never been a greater opportunity to innovate.
The impact of financial crime continues to be severe, but 2023 could be a breakthrough year.
What’s the formula to create a future-ready bank that stays digitally relevant to its customers?
2023 will no doubt bring more surprises for the fintech industry and tough times for many.
PvP guarantees both parties involved in a transaction get paid at the same time as one another.
As a fintech founder, developing your own leadership talent can maximise your chances of success.
If incumbents fail to adapt in 2023, challengers could gain the lion’s share of the market once and for all.
Over 2023, financial services will continue to become more digital, accessible and decentralised.
Banks need to leverage more insights from more data to effectively prevent APP scams.
With stablecoins, emerging economies could potentially build more inclusive and fairer monetary systems.
Firms’ DevOps practices are underperforming at precisely the time they must up their game on resilience.
Cloud-based core banking can help banks get leaner and greener.
What does 2023 have in store for distributed ledger technology (DLT)?
Being able to quickly respond to changing regulatory requirements is more important than ever.
Perhaps, the universe has a plan hiding in plain sight. The glimmers of hope that are just around the corner…
In 2023, FIs will look to strengthen their approach to fighting financial crime.
Here are three trends that will drive the next wave of innovation in fintech.
Banks can deliver personalisation through a more contextual customer journey.
Using electronic signatures in combination with blockchain could significantly help reduce fraud.
Fintech is alive, but there’s no denying it took a hit this year.
Over the next few years, many organisations will transform their business models and put ESG front and centre.
Mitigating fraud and building trust with customers should be top of the agenda for businesses in 2023.
Enabled by open banking, VRP is the Netflix to direct debit’s dusty VHS player.
Banks face increasing regulations and compliance requirements as the cyber landscape grows more complex.
Innovative banking can help consumers make ends meet during what promises to be a challenging period.
Zero trust and platform-based approaches will guide fintechs through the current turbulence.
The future will bring many metaverse ‘realms’ operating across borders, each with their own digital tokens.
When it comes to talent investment, far too many financial firms continue to get it wrong.
Digital platforms can be the glue to help facilitate collaboration, reduce friction and minimise distribution costs.
Open banking-powered A2A recurring payments can help subscription businesses fortify their operations.
Is adopting DeFi concepts in CeFi systems with central governance going in the right direction?