How mortgage lenders can unlock data and help bridge the housing gap
A borrower’s credit score is now one of their largest barriers to securing a home loan.
Industry Comment
The ‘stablecoin spring’: how new UK rules signpost the future of payments
The Financial Services and Markets Bill signals the next stage of the UK’s efforts to regulate digital assets.
Enhancing customer engagement in financial services with AI
AI has had an immediate impact on how customers engage with financial organisations.
How open banking payments will help businesses keep up
With open banking, businesses have what they need to provide a frictionless checkout experience.
Banks, broccoli and the peril of going out of date
Like broccoli, a bank can go out of date before anybody realises.
New legislative regulations are a cybersecurity game-changer for the FS industry
The SEC has proposed new cybersecurity regulations that will impact FS businesses.
What comes after cashless?
Data lies at the heart of the financial services sector’s digital transformation.
State of play: BNPL
BNPL has become one of the most divisive credit products of the modern age.
Does a recession lead to more financial fraud?
A recession brings new challenges to FIs within a changing fraud landscape.
No more cheerleaders and today’s need for ‘founder fit’
Founders need to take their time considering investors and carry out extensive due diligence processes.
Embedded finance: navigating the challenges
There are a few challenges to be aware of before entering the world of embedded finance.
XR, banks and rewiring the system
Rewiring the economic system will be a challenge, but I think it’s supercritical.
Regulation and how financial services can stay compliant
Firms are looking to use hybrid, multi-cloud frameworks to manage ever-increasing amounts of data.
Why the post-trade wholesale market infrastructure is broken
With market volumes rising, the likelihood of a major systemic glitch occurring is very real.
How can banks protect the new breed of fraud victims?
Advances in behavioural biometrics technology can help banks catch criminals before they strike.
Don’t let the doom and gloom clip your fintech’s wings
The key to managing this downturn is to focus entirely on your own circumstances.
Banking Tech Awards USA 2022 Winner: FINOS – Tech Leadership
How can fintechs leverage open source in finance to accelerate innovation and efficiency?
How fintech can support migrants and help boost economic activity
Access to cross-border financial solutions has become more important than ever.
Banking Tech Awards USA 2022 Winner: Citizens Pay – Best Innovation
What retailers need to know about buy now, pay later (BNPL).
The gathering momentum of CBDCs
CBDCs offer a means for secure digital payments with legal tender status, and no bank account is required.
Best, the enemy of better in mobile banking
The challenge for the industry is how to go beyond what they have and deliver platforms beyond the transactional.
The best time to plant a tree
The right time to act was in the past. But that doesn’t mean don’t act now. It means act doubly fast.
How to deliver effective transformation with fintechs
Banks are increasingly interested in partnering with B2B fintechs to enable quicker digital transformation.
A witch hunt after all
Championing diversity and inclusion should be everyone’s responsibility.
How to make your fintech a solutionary organisation and not a problem-solving one
Imagine the change you could cause simply by taking a solutionary approach to your fintech’s ESG policies.
Decarbonising data centres
Many FIs are looking to utilise external data centres to reduce greenhouse gas emissions.
Playing the game you’re in
If we all see that the game is broken, maybe it’s time we change the game.
Know what you code: the most important factor to launching a successful FinOps start-up
Use the tools of the trade to build your start-up from the ground up. Give your customers what they want. Lead by example.
How banks can protect customers from impersonation fraud
Figures from UK Finance reveal impersonation fraud cases have surged by 300% in the last year.
The next frontier in global payments goes beyond borders
Payments will become more inclusive to both consumers and merchants.
Finding your way
Asking for help is the greatest proof that you will find your way, eventually.
The future of crypto compliance
Exploitation by criminals has brought about a need for more regulation in the crypto world.
Taming AI algorithms — finance without prejudice
Algorithmovigilance is growing in importance as human biases all too readily creep into AI tech.
Women in finance – where are they?
Why is the financial sector still failing to attract talented women in 2022?
Climate anxiety is a real threat to the financial industry
Fostering positivity will be what helps your stakeholders (and you!) maintain positive mental health.
What is core banking?
The market for core banking software is not “a winner takes all” opportunity.
What the Actual Crypto is going on?
Out of this crash will come stable businesses that genuinely add value to people.
Account freezing orders: the FCA flexes its regulatory muscle
What are account freezing orders and what should fintechs take away from recent action by the FCA?
Making the most of Banking-as-a-Service
Banks that are expressing keen interest in the BaaS model must implement and scale it with alacrity.
Why I do want to use crypto to buy my pizza
I predict that in the medium term, we will begin to consider crypto a safe and reliable form of tender.
